Below are some of the main types of minibus insurance
Taxi minibus insurance
If you drive a minibus for a taxi firm then you need to get taxi minibus insurance. There are two main types of taxi minibus insurance – private hire and public hire. Private hire taxis are those that must be pre-booked and cannot be hailed from the street. They’re generally cheaper to insure than public hire taxis.
Pleasure use minibus insurance
If your minibus is used for pleasure purposes i.e. non-profit family use, then you’ll need to get a pleasure use minibus policy. This is pretty much the same as a regular car insurance policy and will make your vehicle road legal. You can pick from the usual options i.e. third party only, third party, fire and theft; or fully comprehensive.
School minibus insurance
School minibus insurance is required if you use your minibus for transporting kids to and from school. A school minibus policy will usually include public liability cover. This protects you in case one of your passengers were injured or killed and you were found to be to blame.
Saving money on minibus insurance
If you’re looking for minibus insurance then you want to take any steps you can in order to keep the costs to a minimum.
There are many reasons why motor insurance in general is so expensive. However there are things you can do to save money on it. Below are some of the best –
- Pay upfront – Most people choose to pay for their insurance monthly via direct debit. This makes sense since you can spread the cost. However if you pay for the policy in a lump sum at the beginning then most providers will offer you a good discount for doing this.
- Get a lot of quotes – Getting a lot of quote is another great way to save money on minibus insurance. Getting quotes is easy now thanks to sites like https://www.cleangreencars.co.uk/minibus-insurance/
- Make your minibus secure – You should also take any steps you can to make your minibus secure if you want to save money on minibus insurance.